House Insurance with Garden Contents Cover

As Good As Grass Editor: Most home insurance will exclude the garden. When renewing your policy, make sure you have adequate garden contents cover. You may not need insurance for your artificial lawn as it typically comes with a five year warranty but are all other items in your garden sufficiently covered?

The garden is an important part of your household but is often overlooked when it comes to renewing the home insurance policy. Some people have no garden, live in flats within the urban jungle or are simply not the green fingered type. However, if gardening is your hobby or even your passion then now is the time to consider it whilst shopping for a home insurance policy.

Gardening equipment rarely comes cheap and if you’ve managed to accrue an impressive collection then no doubt you will want to protect its value against theft, damage or loss. From the lawnmower to the hedge strimmer, to antique ceramic and terracotta flower pots - the contents of your garden could be worth a fair amount.

Many people mistakenly assume that garden contents are automatically included in their home insurance but sadly this is very rarely the case. There are a few home insurance providers who do include garden contents cover as standard with their home insurance policy but they are few and far between. It truly depends on the value of your garden so you need to determine what items are worthwhile insuring. Kwik Fit Insurance is one such insurance broker with their policy stretching to a limit of £500 on garden contents. If you think this would be sufficient for your needs then perhaps this could be the appropriate insurance choice for you. Visit the Kwik Fit website to find a suitable house insurance policy that includes garden contents cover.

When renewing your insurance policy this year, make sure that all your assets are protected. Don't neglet to think of the family heirlooms in the loft, the grand piano in the hallway or even the much loved and treasured tools stowed away in your garden shed.